BizwavemediaPersonal Finance and Crypto Updates

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JPMorgan is weighing whether to offer crypto trading to its institutional clients, as banking peers deepen their involvement in digital assets, Bloomberg reported Monday. This includes a possible addition of spot and derivatives trading desks to its market division.

Scott Lucas, who leads digital assets for JPMorgan’s markets division, said in an October interview that the bank intended to pursue crypto trading but had no plans to offer custody services.

JPMorgan is already working to let clients use Bitcoin and Ethereum as loan collateral, marking a huge shift in the bank’s approach to digital assets under CEO Jamie Dimon, who has long been skeptical of Bitcoin.

Discussions about crypto trading are still in the early stages and are being driven by rising client interest following recent shifts in the US regulatory environment. Any development will depend on demand, risk assessments, and what is feasible under existing regulations.

The potential expansion would mark another step in banks warming to crypto following the return of Donald Trump to the White House and the appointment of more crypto-friendly regulators.

US XRP exchange-traded funds have accumulated $1.2 billion in assets following an unbroken streak of daily inflows since their market debut, according to aggregated data from issuer websites and market trackers.

Canary’s XRP ETF currently holds the top position with $335 million in assets under management. 21shares and Grayscale follow with over $250 million and $220 million, respectively, just ahead of funds managed by Bitwise and Franklin Templeton.

These funds have collectively attracted $1 billion in net inflows, with 21shares leading the latest session at around $7 million.

While XRP ETFs have seen strong launches, XRP’s price has lagged behind Bitcoin’s post-ETF performance. The asset is trading at about $1.9, down 9% over the past month, as market-wide volatility continues.

Analysts have warned of a potential cooling period in the crypto market in 2026, which could add further pressure to XRP and other assets.

Markus Thielen, the founder of 10x Research, has predicted that most non-Bitcoin crypto ETFs are unlikely to achieve lasting success, as institutional demand continues to center on Bitcoin.

He said in a recent interview that Bitcoin’s role as “digital gold” resonates with investors, while altcoins such as XRP and Solana lack a compelling institutional narrative.

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The Coinbase Premium Gap has fallen to -$57, indicating a reduction in Bitcoin market demand from US institutional investors, according to CryptoQuant data.

U.S. investors are hitting the sell button hard 💥

The Coinbase Premium Gap is now at -$57—signaling aggressive selling pressure from American traders. pic.twitter.com/gRCPSVvf1o

— Maartunn (@JA_Maartun) December 19, 2025

The index measures the Bitcoin price difference between Coinbase and Binance, showing where buying pressure is strongest. Positive readings indicate stronger US investor interest, while negative readings reflect increased offshore or retail selling.

The Coinbase Premium Gap falling to -$57 signals soft US institutional demand as 2025 draws to a close. This could reflect year-end de-risking, profit taking, possible tax-driven selling, and ETF outflows, suggesting institutional capital is still exiting rather than accumulating.

While not an extreme reading, the negative premium acts as a warning that upside momentum is limited until the gap turns positive, which would indicate renewed US institutional buying.

Mahe, Seychelles, December 19th, 2025, Chainwire

Xgram.io, a leading non-custodial multichain cryptocurrency exchange platform specializing in instant and private swaps, today announced a major milestone: monthly volumes for Bitcoin (BTC) to Monero (XMR) exchanges have exceeded $10 million. This achievement reflects the platform’s rapid growth and the increasing preference among fintech and crypto users for secure, private transactions in the digital asset space.

Launched in 2023, Xgram.io has quickly built a strong reputation in the cryptocurrency community by combining the liquidity of centralized exchanges with the privacy and decentralization of DEX platforms. The service enables direct, non-custodial swaps across multiple blockchains, including Bitcoin, Ethereum, Solana, TON, Tron, and privacy coins like Monero. With over 100,000 users served worldwide, Xgram.io prioritizes user privacy, speed, and reliability, making it a preferred choice for those seeking to convert BTC – the premier store-of-value asset – into XMR, known for its advanced privacy features such as ring signatures and stealth addresses.

The surge in BTC to XMR swap volumes to over $10 million per month underscores several key advantages that have driven user adoption:

• High Limits: Xgram.io supports large transaction volumes with dedicated personal manager assistance for swaps exceeding $10,000, ensuring seamless processing even for high-net-worth individuals and institutional traders without unnecessary delays.
• Flexible Verification System: The platform maintains a user-centric approach with minimal verification requirements for most transactions, preserving privacy while incorporating enhanced checks only when needed for larger amounts. 
• Proven Trust and Reliability: Since its launch, Xgram.io has demonstrated consistent performance, processing thousands of swaps with high uptime, transparent fees, and robust security. Community feedback praises the intuitive interface, rapid execution (often within minutes), and responsive 24/7 support, solidifying its position as a trusted provider in an industry often challenged by security concerns.

“Reaching $10 million in monthly BTC to XMR volumes is a testament to the community’s demand for truly private and efficient crypto exchanges,” said Andrew Ko, Chief Marketing Officer at Xgram.io. “Users are increasingly moving from Bitcoin to Monero for enhanced privacy in transactions, and we’re proud to offer a fast, low-fee solution that puts control back in their hands.”

As regulatory pressures mount and privacy becomes a critical factor in fintech innovation, Xgram.io’s milestone signals a broader shift toward privacy-centric tools in cryptocurrency. The platform’s recent addition of direct BTC to XMR swaps has further accelerated this growth, providing competitive rates backed by aggregated liquidity from leading sources.

Users interested in private BTC to XMR exchanges can get started immediately at xgram.io/coins/btc/xmr.

About Xgram.io

Xgram.io is a non-custodial cryptocurrency exchange platform offering instant, private swaps with minimal fees and no mandatory registration. Supporting a wide range of assets and chains, it delivers secure, private transactions optimized for both retail and large-volume users. For more information, users can visit xgram.io.

Contact

Director
Asel Biimurzaeva
CodeSphere Limited
[email protected]

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An early Bitcoin investor, commonly known as Bitcoin OG “1011short,” moved 5,152 BTC worth approximately $445 million to Binance on Thursday, according to data from Arkham Intelligence.

The #BitcoinOG(1011short) with a massive $695M long position in $BTC, $ETH, and $SOL, just deposited 5,152 $BTC($444.73M) to #Binance 6 hours ago.https://t.co/jdPoh89d01 pic.twitter.com/LUETLrVjuR

— Lookonchain (@lookonchain) December 19, 2025

The trader boosted his Ethereum long positions this morning and was reportedly holding 203,341 ETH, 1,000 BTC, and 250,000 Solana ahead of the US market open. The total position was valued at around $695 million at the time.

Crypto markets briefly rallied as US inflation cooled in November, pushing Bitcoin above $89,000 and Ethereum near $3,000, with other assets also posting strong gains.

However, the rally quickly lost momentum as traders turned cautious. Bitcoin was trading at around $85,166 at press time, per CoinGecko.

The sell-off has erased more than $100 million from the crypto market in the past ten hours. The total market capitalization has dropped below $3 trillion.

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Bitcoin broke above $89,000 today following the release of November consumer price index (CPI) data that surprisingly showed US inflation easing

According to data from the Bureau of Labor Statistics, the headline CPI rose 2.7% year-over-year, below the 3.1% forecast and slightly above October’s 3% reading. Core CPI, which excludes volatile food and energy prices, increased 2.6% year-over-year, also underperforming expectations of 3%.

Crypto markets and stock futures rose following the report. Bitcoin rebounded from $85,300 in early trading, while Ethereum gained 3% to close at $3,000. Other major crypto assets like XRP and Solana also surged on the news.

However, despite the market rally, uncertainty remains over the Federal Reserve’s next moves, as officials remain divided on interest rate policy and Chair Jerome Powell noted that the figures may not fully reflect underlying inflation trends.

US spot Bitcoin exchange-traded funds recorded $457 million in net inflows on December 17, according to data from Farside Investors.

Fidelity’s FBTC fund led the inflows with $391 million, bringing its total net assets to $12.4 billion. BlackRock’s IBIT attracted $111 million in inflows during the same period.

In contrast, the Bitcoin funds managed by Bitwise and ARK Invest reported share redemptions.

Bitcoin ETF flows rebounded on Wednesday after $635 million was withdrawn over the previous two days. For the week to date, net outflows stand at approximately $177 million.