BizwavemediaPersonal Finance and Crypto Updates

Ondo Finance, a tokenized real-world asset protocol, unveiled a major expansion of its product suite at Ondo Summit 2026, launching equity perpetual futures, day-one IPO access, and a distribution partnership with MetaMask.

The rollout gives MetaMask users access to more than 200 tokenized stocks and ETFs directly inside the self-custodial wallet. The integration allows users to mint, redeem, and transfer tokenized securities with DeFi composability and peer-to-peer transferability.

Ondo also debuted Ondo Perps, a platform for perpetual futures trading on tokenized equities, ETFs, and commodities. Non-US users will be able to trade perpetual futures on US stocks and ETFs around the clock with leverage up to 20x.

The platform introduces a capital-efficient model allowing traders to use tokenized securities as collateral rather than stablecoins alone. Ondo said the approach improves execution, liquidity, and portfolio efficiency by eliminating double collateralization.

Another product unveiled was Ondo Global Listing, designed to bring US IPOs onchain the moment they begin trading. The system aims to give global investors tokenized IPO exposure on day one through permissionless, transferable listings compatible across major blockchains.

The announcements position Ondo to build a full-stack onchain capital markets platform spanning spot tokenized securities, perpetual futures, and primary market access.

Grayscale’s CoinDesk Crypto 5 ETF (GDLC) has added BNB to its holdings as part of a scheduled quarterly rebalance, replacing Cardano’s ADA token in the fund’s composition.

$BNB is being added to the Grayscale CoinDesk Crypto 5 ETF (Ticker: $GDLC) as part of its scheduled rebalance, reflecting the evolving crypto market landscape and GDLC’s rules-based methodology. pic.twitter.com/o1x5xgoRJE

— Grayscale (@Grayscale) February 3, 2026

Originally launched in 2018 as the Grayscale Digital Large Cap Fund for accredited investors, GDLC converted to an ETF structure in late 2025, opening access to retail investors through standard brokerage accounts.

GDLC provides exposure to the five largest and most liquid digital assets by market capitalization. The fund is listed on NYSE Arca and undergoes automatic quarterly rebalancing to stay aligned with dominant assets in the crypto market.

The ETF remains heavily weighted toward Bitcoin, which accounts for over 74% of the portfolio as of now. Ethereum represented over 13%, followed by BNB, XRP, and Solana.

Galaxy Digital (GLXY) stock fell 13% on Tuesday morning after the company disclosed a $482 million net loss for Q4 2025, largely due to a 24% drop in the total crypto market capitalization over the period.

For the full year, Galaxy posted a net loss of $241 million amid lower market valuations and restructuring-related expenses.

The company closed the year with $3 billion in equity capital, up 38% year-over-year, and $2.6 billion in cash and stablecoins, a 168% increase from the prior year.

Despite market headwinds, Galaxy delivered full-year adjusted EBITDA of $34 million and adjusted gross profit of $426 million, with strong contributions from Trading, Lending, Investment Banking, Asset Management, and Blockchain Infrastructure.

Assets on the platform reached $12 billion, supported by meaningful net inflows and expanded institutional staking capabilities following the acquisition of Alluvial Finance.

Galaxy continued to execute on its infrastructure strategy, progressing construction at the Helios Data Center campus, securing an additional 830 MW of approved power capacity, and positioning the site to deliver over $1 billion in anticipated annual revenue once fully built out under long-term agreements with CoreWeave.

Dogecoin (DOGE) might make it to the moon as early as 2027, according to Elon Musk.

“Maybe next year,” Musk responded when asked by Tesla Owners Silicon Valley, one of the largest and most influential Tesla owners’ clubs, about when SpaceX would put “a literal Dogecoin on the literal moon,” the plan he first teased in April 2021.

The 2021 announcement triggered a 30% price surge, pushing Dogecoin to nearly $0.6.

DOGE is now trading above $0.1, up 1.5% in the past hour after Musk’s comment, per CoinGecko.

The statement revives interest in the DOGE-1 mission, a 40kg CubeSat funded entirely in Dogecoin and designed for lunar data collection. SpaceX originally planned the mission for Q1 2022.

Tom Ochinero, SpaceX’s vice president, previously stated that “this mission will demonstrate the implementation of cryptocurrencies beyond Earth orbit.”

The mission has faced repeated delays and remains unlaunched. Before Musk’s Tuesday statement, it was projected that the launch would take place in mid- to late 2026.

SpaceX and xAI combine to form a trillion-dollar tech giant

SpaceX on Monday announced it acquired xAI to pool talent, capital, and computing power, forming one of the world’s largest private companies at $1.25 trillion.

The combined firm will leverage AI in space, Starlink satellites, and other technologies to accelerate innovation on and off Earth. The move comes as SpaceX plans to pursue a record IPO later this year.

Tether has integrated USDT and Tether Gold (XAUt0) into MiniPay, Opera’s stablecoin wallet, aiming to help millions in emerging markets access stable, dollar- and gold-backed value, the companies announced Monday.

With USDT’s $186 billion market cap, users can send, receive, and hold digital dollars without blockchain complexity, Tether stated. Meanwhile, Tether Gold offers a gold-backed, inflation-resistant savings option.

Built on the Celo blockchain, MiniPay’s mission is to bring fast, affordable, and user-friendly digital payments to millions of users across emerging markets. Starting in Africa, the wallet has expanded to over 60 countries, including new pushes into Latin America and Southeast Asia.

Since its launch in late 2023, the wallet has attracted 3.6 million on-chain users and facilitated 350 million transactions, with 50% growth in Q4 2025, Opera noted.

The partnership demonstrates Tether and Opera’s commitment to practical financial tools and global inclusion.

“Tether’s mission has always been to provide simple, reliable access to stable value for people who need it most,” said Paolo Ardoino, CEO of Tether. “By supporting USDT and XAUt0 in MiniPay, we’re helping create tools that make digital assets genuinely useful.”

“Integrating USDT directly into MiniPay turns smartphone reach into real financial access,” said Jørgen Arnesen, EVP Mobile at Opera. “Millions of users are now holding, sending, and saving in digital dollars seamlessly, often for the first time.”

Robinhood shares fell more than 10% on Monday, sliding to $89, their lowest level since late June 2025, as a broader crypto selloff and seasonal revenue slowdown triggered a wave of selling.

The drop follows Bitcoin’s weekend decline to $75,000, which prompted investors to rotate out of high-beta fintech names before BTC recovered modestly to around $78,500 by press time.

Robinhood’s stock often trades in tandem with crypto assets due to its integrated digital asset services. In 2025, crypto transaction revenue surged 200% to $268 million per quarter, making it the firm’s fastest-growing segment and accounting for nearly 40% of total transaction revenue.

Piper Sandler, which maintains an Overweight rating and a $155 price target on Robinhood, flagged three short-term headwinds: declining crypto volumes, the end of the NFL season impacting sports prediction markets, and limited near-term catalysts.

Robinhood had launched football-based contract trading in August 2025, and it quickly became the platform’s most active segment. CEO Vlad Tenev told investors the business was “growing rapidly,” citing 2.5 billion contracts traded in October alone.

With the NFL season ending in February, Robinhood is now betting on NBA and MLB contracts to offset the slowdown. Analysts warn that fintech names often see valuation resets when seasonal tailwinds fade.

Robinhood reports Q4 and full-year 2025 earnings on February 10 after market close, with Tenev set to host a video call at 5:00 PM ET.

Wall Street expects revenue of $1.34 billion, up 32% year-over-year, but earnings per share of $0.63, a 38% decline from the same period last year as operating costs rise.

President Donald Trump announced a new trade deal with India on Monday, lowering the US reciprocal tariff on Indian goods from 25% to 18%, effective immediately. Prime Minister Narendra Modi confirmed the agreement and pledged to increase US imports, including energy, agriculture, and technology products.

The deal includes a commitment from Modi to halt purchases of Russian oil and shift toward US and potentially Venezuelan energy sources. Trump said the agreement unlocks over $500 billion in future US exports.

Investor sentiment rebounded on the news, lifting US equities as markets welcomed easing trade tensions and fresh clarity on global alignment. The S&P 500 rose 0.7% and approached record highs, while the Nasdaq climbed nearly 0.8%, reversing earlier losses.

Meanwhile, traditional safe-haven assets came under pressure as risk appetite returned. Gold fell 4% to $4,660 and silver dropped over 7% to $79, marking a sharp pullback from recent highs as demand for defensive hedges unwound.